Have student loans? You’ve probably seen social media ads, received emails, or even opened a piece of mail from companies promising to reduce your monthly loan payments or cancel your loans.

But here’s the catch. These companies are doing something you can do yourself, but they’ll charge you a fee.

The U.S. Department of Education provides FREE assistance to help you:

• Lower or cap your monthly loan payment;
• Consolidate your federal loans;
• See if you qualify for loan forgiveness;
• Get advice on getting out of default

Help get the word out, and help protect your friends and family from student loan scams. Watch and share the video below, and visit studentaid.gov/repay to learn more.