Finances

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You’ve got money on your mind, but what about in your bank account? The resources on this page can help you learn about the importance of saving, strategies for managing your money, and options for financing your college education. 

Publications

Income-driven repayment plans allow you to adjust your student loan payments based on how much you currently earn. Your monthly payment depends on when you borrowed and the plan you choose, but it... Read more »

Make a solid plan for repaying your student loans, and you will save yourself time and money in the long run. This blog post can help you think through the details of repaying your loan, including... Read more »

Did you know there is no income cutoff to qualify for financial aid and that most federal student aid programs don’t consider your grades? Check out this post for tips from First Lady Michelle... Read more »

Written by a summer intern in HUD’s Department of Public Affairs, this blog entry explains exactly what a mortgage is and explains terms such as “principal” and “interest.” It also features videos... Read more »

Tools & Guides

Retirement may seem like it’s years away, but saving now will pay off in the future. Get tips for saving money and financial planning. 

Understanding the details of your student loan repayment plan can help save you time and money in the long-run. Learn how to find out when you should expect to make payments, who to pay, how much... Read more »

Don’t miss out on money! Use this tool to find out about federal and state deadlines for submitting financial aid applications, and don’t forget to check with your college about its processes and... Read more »

The 2014-15 Free Application for Federal Student Aid (FAFSA) became available on January 1, 2014.

There is no such thing as starting too early when it comes to financing and saving for retirement. This easy-to-understand publication starts you on the way to setting goals and putting your... Read more »

Managing money is important for your personal success and many of the things you want to accomplish as a change maker. Here are some tips to get you started. 

A blog entry from the Department of Education explores the different kinds of loan repayment plans for federal student loans to help you understand which ones might work best for you. 

To help students who are reaching the deadline to begin repaying their student loans, the Department of Education created a resource about the basics of student loans. It includes information... Read more »

Videos & Podcasts

Learn more information about the importance of saving for retirement and how to get started. The video also has links to additional online tools to help workers take full advantage of their... Read more »

Websites

We all want money, but do you know how to spend and save it wisely?

Financial aid may cover some of your college costs, but the reality is you may still owe more. This blog post offers some recommendations for filling that gap, including scholarships, part-time... Read more »

Congratulations! You’ve completed your Free Application for Federal Student Aid (FAFSA). What’s next? This blog post can help you think through the next steps. 

One of the things a lot of people dread about growing up is paying taxes, but it has to be done. Find out why, how to fill out a tax return properly, how to claim credits, and how refunds work.... Read more »

This blog entry outlines seven common errors that students make when completing the Free Application for Federal Student Aid (FAFSA) and presents resources to help them avoid these mistakes. 

This blog entry outlines the four things recent graduates should do as they prepare to make their first student loan payment: get organized, contact the loan servicer, estimate monthly payments,... Read more »

Check out this blog entry to get tips for saving on college, including going to a community college first, applying for scholarships, and working while you’re in school. 

Do you have a plan for how you want to spend and save your money? Mymoney.gov features resources that can help you learn how to create a financial plan, cut back on spending so you can save for... Read more »

Saving is one of the most important things you can learn to do. America Saves is a national campaign involving more than 1,000 non-profit, government, and corporate groups that encourages... Read more »

How do I prepare for college? Do I qualify for aid? If so, how do I apply? Find answers to these questions and more information about financial aid for college. 

Here are some resources to help you learn about managing credit cards, developing good spending practices, and dealing with financial fraud. 

This blog entry explains what loan servicers are and how they can provide support to students as they work to pay back their loans. 

Tribal youth can use this site to find scholarships for college.